问答题[A] Trends  [B] Models  [C] Self-care  [D] Decisions  [E] Conflicts  [F] Self-preservation  [G] Spell it out  Keith Hewson, a 29-year-old airline pilot, hadn’t planned to live with his in-laws after he got married. But he quickly realized that sharing

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[A] Trends  [B] Models  [C] Self-care  [D] Decisions  [E] Conflicts  [F] Self-preservation  [G] Spell it out  Keith Hewson, a 29-year-old airline pilot, hadn’t planned to live with his in-laws after he got married. But he quickly realized that sharing a three-bedroom Houston townhouse with his wife’s parents, who offered to let them live there rent free, would allow him and his wife, Katy, to pay off their student loans and credit card debt and save for a house of their own.Hewson is part of a generation that is benefiting from the generosity of its parents, who are approaching retirement or already retired. Almost 4 in 10 adults age 60 or older give money to their adult children, while only about 12 percent get financial help from their kids, according to the Pew Research Center.  1. ___________________________  High housing prices, the rising cost of higher education, and the relative affluence of the older generation are among the factors driving the tendency, which experts expect to become more pronounced as more baby boomers enter their golden years over the next two decades. Indeed, the annual cost of a public four-year college has more than doubled over the past 20 years, and housing prices over the same period have more than tripled on average. That has provided more wealth to boomer homeowners while at the same time making it harder for their kids to buy first homes. “It’s just more and more important for kids to get this kind of help,” Coontz says, noting that families unable to give cash often provide non-monetary help, such as offering to baby-sit their grandchildren or allowing adult children to move in with them.  2. ___________________________  But depending on retired parents can also create family tension. “It’s embarrassing,” says Sharon Davey, a single mother of two young daughters in Merrimack, N. H. Since her divorce about four years ago, she has been relying on her mother’s help. “It makes me feel like a little kid, and I’m 46 years old ... Obviously, I’m extremely thankful and appreciate that she helped me when I don’t know what I would have done, but it’s a hard pill to swallow.” Eileen Gallo, a psychotherapist and coauthor of The Financially Intelligent Parent, recommends that parents ask themselves if giving money makes an adult child more or less independent. Her husband and coauthor, Jon Gallo, warns that dependence can breed tension: “If you continue to have to be rescued by your parents, you start to resent your parents.”  3. ___________________________  When considering making loans or gifts, experts warn that parents should first protect themselves from financial distress. An Ameriprise Financial survey found that many baby boomers didn’t realize how much the help they were providing was cutting into their own retirement savings. About 30 percent of baby boomers said the money they gave to their adult children negatively affected their own retirement savings, but most were unaware of the impact it was having.  4. ___________________________  If parents do decide to give money, the Gallos recommend discussing the details in advance, including whether the money comes with any strings attached. For example, if money is earmarked for a car, can it be any type of car? If the money is a loan, when does it need to be repaid, and at what interest rate? New companies, such as Virgin Money, allow family members as well as friends to lend each other money through a more formal arrangement, which includes automatic monthly payments and deposits.  5. ___________________________  Parents may want to consider the example they’re setting. Frank Furstenberg, professor of sociology at the University of Pennsylvania, says young adults today may watch their parents providing so much support for so long—and be wary of becoming parents themselves. And that, of course, would be very bad news for boomers who aspire to become grandparents.(此文选自U.S. News & World Report 2007年刊)
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相似问题和答案

第1题:

B

Brave Frenchman Found Half-way Around the World

(NEW YORK) A French tourist highly praised for rescuing a two-year-old girl in Manhattan said he didn’t think twice before diving into the freezing East River.

Tuesday’s Daily News said 29-year who left the spot quickly after the rescue last Saturday.

He lifted the little girl out of the water after she fell off the bank at the South Street Scaport museum. He handed the girl to her father ,David Anderson, who had dive in after him.

“I didn’t think at all,” Duret told the Daily News. “ It happened very fast. I reacted very fast.”

Duret, an engineer on vacation ,was walking with his girlfriend along the pier(码头)when he saw something falling into the water .He thought it was a doll, but realized it was a child when he approached the river. In an instant ,he took off his coat and jumped into the water.

When he reached the girl, she appeared lifeless, he said . Fortunately, when she was out of the water, she opened her eyes.

Anderson said his daughter slipped off the bank when he was adjusting his camera. An ambulance came later for her, said Duret, who was handed dry clothes from cookers. Duret caught a train with his girlfriend shortly after.

The rescue happened on the day before he left for France. Duret said he didn’t realize his tale of heroism he was leaving the next morning .

“I don’t really think I’m a hero,” said Duret. “Anyone would do the same ting.”

50.why was Duret in NewYork?

A. To meet his girlfriend

B. To work as an engineer

C. To spend his holiday

D. To visit the Andersons.


正确答案:C

【文章导读】本文是一篇新闻报道,大意是说明一位法国游客从冰冷的河水里救了一位落水儿童,他的这一勇敢行动感动整个纽约市。

1. C。【解析】推理判断题。根据第五自然段的首句可知本题选C。

第2题:

While traveling abroad(在国外), Mr. Jackson Frank ran short of money. So he wrote to his brother, asking for $500. "Send the money by telegram," he wrote, "to the Fisher Bank in P…" After a week he began calling at the Fisher Bank. He showed his passport(护照). "Nothing has come for you," he was told. This went on for two weeks, and Mr. Frank got very worried. He sent a telegram to his brother, asking where the money was. There was no reply, and no money arrived for him.

In the fourth week Mr. Frank was arrested for failing to pay hotel bill. His passport was taken from him. He tried to explain the problem, but no one believed him. He was sent to prison for sixty days. When he came out, he went immediately to the Fisher Bank. The Clerk(职员)he spoke to was a new man. "Have you received $500 for me?" he asked, "My name is Jackson Frank." The clerk checked his books. "Yes, Mr. Jackson, it's here. It came by telegram - let me see - oh, more than two months ago.

"We wondered where you were." He showed Mr. Frank the order. The order(汇单)read: "Pay Mr. Frank Jackson the sum of $500 …"

"But my name is Jackson Frank, not Frank Jackson."

"Oh, that's all right, sir. It was in our books under the letter 'J', but it's your money."

The clerk laughed. "A human mistake, sir! We're all human beings, aren't we? And so we all make mistakes. A family name like Frank sounds strange to me."

Mr frank was silent. He really wanted to hit somebody. At last he said, "A human mistake - is that what you call it? I think some humans need kicking."

1. Jackson didn't just go to his brother and get some money because _____.

A. he was afraid to see his brother

B. he was in prison and was not allowed to go anywhere

C. he was traveling in a foreign country and was far from his brother

D. he knew that his brother had no money

2. A week after he had written to his brother, Jackson began _____.

A. telephoning the bank

B. visiting the bank

C. shouting at the clerks of the bank

D. explaining his problem to the clerks of the bank

3. Jackson was arrested and sent to prison because _____.

A. his brother hadn't sent him any money and he couldn't pay his hotel bill

B. he had spent almost all his money and couldn't pay his hotel bill

C. he had lost all his money and couldn't pay his hotel bill

D. his brother hadn't sent him as much money as he asked for and he couldn't pay his hotel bill

4. Which of the following statements is true? _____

A. The money did not reach the Fisher Bank.

B. The money reached the wrong bank.

C. The money reached the bank after he was arrested.

D. The money reached the bank before he was arrested.

5. The clerks put his name under the wrong letter _____.

A. through carelessness

B. because they were human beings

C. because he had a strange name

D. by pronouncing his name incorrectly


参考答案: CBBDA

第3题:

When ________ about his plan, he said he hadn’t made it yet.

A.was asked

B.asked

C.was asking

D.asking


参考答案:B

第4题:

After 5 years’ study, he got his doctoral _____.

A: extent

B: level

C: degree

D: test


参考答案:C

第5题:

He hadn't got enough money______ he couldn't buy the jacket.

A. as

B. so

C. but


参考答案B

第6题:

He said he _____got enough money.

A.hadn’t

B.hasn’t

C.didn’t


参考答案:A

第7题:

Young Langston at last got up because____.(Salvation)

A. he knew lying was the best way to be saved

B. he wanted to be saved though he hadn’t seen God

C. he took the advice of the minister who was praying

D. he wanted to follow Westley’s example


正确答案:C

第8题:

What did duret do shortly after the ambulance came? ( )

A. He was interviewed by a newspaper

B. He asked his girlfriend for his dry clothes

C. He went to the hospital in the ambulance

D. He disappeared from the spot quickly


正确答案:D

第9题:

Once the press find out his secret,he' 11 never live it__________

A. up

B.on

C.down

D.off


参考答案C

第10题:

He hasn't realized his full ____ yet.

A.proficient

B.efficient

C.potential

D.sufficient


参考答案:C

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