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During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities

题目
During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today's families have budgeted to the limits of their new two-paycheck status. As a result, they have lost the parachute they once had in times of financial setback-a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise-stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a saving-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen--and newly fashionable health-savings plans are spreading from legislative halls to WalMart workers, with much higher deductibles and a large new dose of investment risk for families' future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent--and all the attendant need for physical and financial assistance have jumped eightfold in just one generation.
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind．
It can be inferred from the last paragraph that__

A.financial risks tend to outweigh political risks
B.the middle class may face greater political challenges
C.financial problems may bring about political problems
D.financial responsibility is an indicator of political status
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相似问题和答案

第1题：

Text 3

During the past generation， the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip， a bad diagnosis. or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.

In just one generation， millions of mothers have gone to work， transforming basic family economics. Scholars， policymakers， and critics of all stripes have debated the social implications of these changes， but few have looked at the side effect family risk has risen as well. Today's families have budgeted to the limits of their new two-paycheck status. As a result they have lost the parachute they once had in times of financial setback- a back-up earner （usually Mom） who could go into the workforce if the primary earner got laid off or fell sick. This “added-worker effect” could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today， a disruption to family fortunes can not longer be made up with extra income from an otherwise-stay-at-home partner.

During the same period， families have been asked to absorb much more risk in their retirement income. Steelworkers， airline employees， and now those in the auto industry are joining millions of families who must worry about interest rates， stock market fluctuation， and the harsh reality that they may outlive their retirement money. For much of the past year. President Bush campaigned to move Social Security to a savings-account model， with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families， the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen-and newly fashionable health-savings plans are spreading from legislative halls to Wal-Mart workers， with much higher deductibles and a large new does of investment risk for families‘ future healthcare. Even demographics are working against the middle class family， as the odds of having a weak elderly parent- and all the attendant need for physical and financial assistance have jumped eightfold in just one generation.

From the middle-class family perspective， much of this， understandably， looks far less like an opportunity to exercise more financial responsibility， and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun， and the political fallout may not be far behind.

[421 words]

31. Today's double-income families are at greater financial risk in that

[A] the safety net they used to enjoy has disappeared.

[B] their chances of being laid off have greatly increased.

[C] they are more vulnerable to changes in family economics.

[D] they are deprived of unemployment or disability insurance.


正确答案：C

第2题：

The most crucial time for project risk assessment is (75) .A.when a problem surfacesSXB

The most crucial time for project risk assessment is (75) .

A.when a problem surfaces

B.during the planning phase

C.during the close-out phase

D.after the project schedule has been published


正确答案：A
项目风险评估最重要的时间是：当问题呈现时在规划阶段在收尾阶段在项目进度发布后

第3题：

Excuse me, Marcia, a reporter from Vanity Fair ________ all day. Could you speak to her now?

A. phones B. has phoned

C. has been phoning D. phoned


正确答案：C

第4题：

During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today's families have budgeted to the limits of their new two-paycheck status. As a result, they have lost the parachute they once had in times of financial setback-a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise-stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a saving-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen--and newly fashionable health-savings plans are spreading from legislative halls to WalMart workers, with much higher deductibles and a large new dose of investment risk for families' future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent--and all the attendant need for physical and financial assistance have jumped eightfold in just one generation.
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind．
As a result of President Bush's reform, retired people may have__

A.a higher sense of security
B.less secured payments
C.less chance to invest
D.a guaranteed future

答案：B
解析：
细节题。根据题干定位到第三段。由第三、四句“President Bush campaigned to move Social Security to a saving-account model,with retirees trading much or all of their guaranteed payments for pay-ments depending on investment returns．For younger families，the picture is not any better．"可以分析布什总统改革的结果可能会减少退休工有保障的报酬，所以选B项“less secured payments(减少保障性报酬)”为正确选项。其余选项均不符合题意。

第5题：

It has been documented that during World War Ⅱ, America's armed forces once tried formation flight to save fuel.


正确答案：

第6题：

●The project budget has been finalized.Additional work has been discovered that was not planned for in the budget or project scope.(74) could provide the fund to cover the newly discovered work item.

(74) A. Contingency reserve

B. Project profit

C. Management reserve

D. Special fund


正确答案：C

第7题：

The most crucial time for project risk assessment is ( ).

A.when a problem surfaces

B.during the planning phase

C.during the close-out phase

D.after the project schedule has been published


正确答案：B

第8题：

Excuse me, Marcia, a reporter from Vanity Fair _________ all day. Could you speak toher now?

A．phones

B．has phoned

C．has been phoning

D．phoned


正确答案：C
由all day可以看出整天一直在打电话，此时仍然在打，即过去发生的动作持续到现在仍在进行，故选c。

第9题：

The project budget has been finalized.Additional work has been discovered that was not planned for in the budget or project scope. (74) could provide the fund to cover the newly discovered work item.

A.Contingency reserve
B.Project profit
C.Management reserve
D.Special fund

答案：C
解析：
项目的预算还未最终确定，额外的工作已经发现,没有计划的预算或并不在项目范围内。管理储备可以提供该基金支付新发现的工作项。

第10题：

During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure has been transformed by economic risk and new realities. Now a pink slip, a bad diagnosis, or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months.
In just one generation, millions of mothers have gone to work, transforming basic family economics. Scholars, policymakers, and critics of all stripes have debated the social implications of these changes, but few have looked at the side effect: family risk has risen as well. Today's families have budgeted to the limits of their new two-paycheck status. As a result, they have lost the parachute they once had in times of financial setback-a back-up earner (usually Mom) who could go into the workforce if the primary earner got laid off or fell sick. This "added-worker effect" could support the safety net offered by unemployment insurance or disability insurance to help families weather bad times. But today, a disruption to family fortunes can no longer be made up with extra income from an otherwise-stay-at-home partner.
During the same period, families have been asked to absorb much more risk in their retirement income. Steelworkers, airline employees, and now those in the auto industry are joining millions of families who must worry about interest rates, stock market fluctuation, and the harsh reality that they may outlive their retirement money. For much of the past year, President Bush campaigned to move Social Security to a saving-account model, with retirees trading much or all of their guaranteed payments for payments depending on investment returns. For younger families, the picture is not any better. Both the absolute cost of healthcare and the share of it borne by families have risen--and newly fashionable health-savings plans are spreading from legislative halls to WalMart workers, with much higher deductibles and a large new dose of investment risk for families' future healthcare. Even demographics are working against the middle class family, as the odds of having a weak elderly parent--and all the attendant need for physical and financial assistance have jumped eightfold in just one generation.
From the middle-class family perspective, much of this, understandably, looks far less like an opportunity to exercise more financial responsibility, and a good deal more like a frightening acceleration of the wholesale shift of financial risk onto their already overburdened shoulders. The financial fallout has begun, and the political fallout may not be far behind．
Today's double-income families are at greater financial risk in that

A.the safety net they used to enjoy has disappeareD.
B.their chances of being laid off have greatly increaseD.
C.they are more vulnerable to changes in family economics
D.they are deprived of unemployment or disability insurance

答案：C
解析：
细节题。本题问当今的双收入家庭财务方面存在更大危机的原因是什么。根据关键词定位到第一段。文中提到“…has been transformed by economic risk and new realities．Now a pink slip，a bad diagnosis，or a disappearing spouse can reduce a family from solidly middle class to newly poor in a few months．”从句中的“transform”可知，现在与过去比起来财务危机更大，第二句具体举例说明现在家庭在应对各种生活变化情况时财务很脆弱。所以选C项“他们更容易因家庭经济状况受到打击”为正确答案。

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