The remitting bank in the procedure of a collection may not be the collecting bank.A.RightB.WrongC.Doesn't say

题目

The remitting bank in the procedure of a collection may not be the collecting bank.

A.Right

B.Wrong

C.Doesn't say

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第1题:

The banks will be punished by the Reserve Bank if they refuse to cooperate.

A.Right

B.Wrong

C.Doesn't say


正确答案:C
解析:文中最后一句只说Any impediments a banking organization may have to taking such actions should be documented and discussed immediately with its Reserve Bank.并没有指出银行不合作会受到他的储备银行的处罚。

第2题:

Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.

A.Right

B.Wrong

C.Doesn't say


正确答案:B
解析:文中倒数第二句Useful information…for most publicly held banks. 意指半强有效市场为绝大多数上市银行提供关于风险和收益相匹配的有用信息,而不是“半强有效市场能够提供关于商业银行信用价值的信息”。

第3题:

听力原文:Under the general rules, once the documents are passed to the remitting bank by the drawer, the bank has an absolute right over the goods through the title documents.

(10)

A.Once the title documents are entrusted, the goods are at the disposal of the collecting bank.

B.The title documents enable the remitting bank to dispose the goods according to the instruction given in the collection order.

C.The title documents are usually issued by the drawee.

D.In spite of the possession of the title documents, the bank can not deal with the goods without the allowance of the drawer.


正确答案:B
解析:单句意思为“按通常规定,一旦出票人将单据移交给托收行,托收行因有物权凭证而拥有处置货物的绝对权利。”

第4题:

听力原文:Although banks are involved in documentary collection, they offer no bank guarantee to either the buyer or the seller.

(10)

A.Banks may guarantee the buyer or the seller in documentary collection.

B.Banks act as agents without responsibility of guarantee on either side.

C.Banks offer bank guarantee to both the buyer and the seller in documentary collection.

D.Banks are only responsible for the buyer in documentary collection.


正确答案:B
解析:单句意思为“银行在跟单托收中没有义务向买方或是卖方提供银行担保。”

第5题:

Supervisors usually pay more attention to the individual bank.

A.Right

B.Wrong

C.Doesn't say


正确答案:A
解析:从文章第二句话And while supervision naturally focuses on the individual bank…可以看出。

第6题:

The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.

A.Right

B.Wrong

C.Doesn't say


正确答案:B
解析:从段落中的第一句后半部分...and recovers funds, hopefully in excess of the amount可以推出。in excess of超过,a parallel with与…相同。

第7题:

Supervisors have the obligation to save a failing bank.

A.Right

B.Wrong

C.Doesn't say


正确答案:C
解析:文章开头提到银行监管的责任limit the risk of loss…confidence in banks.,并没有提及save a failing bank。

第8题:

The money a bank uses for lending is borrowed from depositors.

A.Right

B.Wrong

C.Doesn't say


正确答案:A
解析:文中的最后一句指出They lend money which they have borrowed from depositors...。

第9题:

A sound bank will not suffer from the bankruptcy of other unrelated banks.

A.Right

B.Wrong

C.Doesn't say


正确答案:C
解析:段落最后指出problems in one institution may have wider,systemic repercussions on others,or on the integrity of the payments system,并没有明确指出运营良好的银行不受其他无关银行破产的影响。

第10题:

听力原文:The encashing bank forwards the cheque to the drawer's bank for payment and reimbursement.

(5)

A.The paying bank sends the check to the remitting bank for repayment.

B.The remitting bank sends the check to the paying bank for repayment.

C.The collecting bank sends the check to the remitting bank for repayment.

D.The remitting bank sends the check to the collecting bank for repayment.


正确答案:A
解析:单句意思为“兑现银行开出支票给出票人银行以获得偿款。”兑现银行指的就是付款银行,而出票银行指的是托收银行。

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