听力原文:M: If a bank has inadequate liquidity, what would happen?
W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.
Q: What would lead to a bank's insolvency?
(14)
A.Adequate liquidity.
B.Insufficient liquidity.
C.Increasing liabilities.
D.Converting assets.
第1题:
听力原文:M: What will happen if a draft is not presented for payment when due?
W: If this is the case, all the signatories on the bill will be discharged except the acceptor.
Q: What are the two people mainly talking about?
(18)
A.How to present the bill for payment.
B.The presentation of bills for payment.
C.The solution to the injured drawer.
D.The payment of the cheque.
第2题:
听力原文:M: Accounting controls refer to plans, procedures and records required for safeguarding assets and producing reliable financial accounts.
W: Yes. Accounting controls are important elements of a bank's internal control system, the soundness of which is vital for bank's survival.
Q: What are the important elements of a bank's internal control system?
(15)
A.Accounting basis.
B.Cash basis accounting.
C.Accounting control.
D.The chart of accounts of a bank.
第3题:
听力原文:W: How are you getting on with your experiment?
M: In spite of my continuous failure, I have already made some progress.
What can we learn about the man's enperiment ?
A.It is going on well.
B.It has failed several times.
C.It will soon be finished.
D.It may have to be stopped.
第4题:
Repayment of the term loan relies on
A.the net inflow of future funds of the assets financed
B.the net outflow of the future funds of the assets financed
C.the total assets of the borrowing firm
D.the total liabilities of the borrowing firm
第5题:
听力原文:M: We haven't set up correspondent relations with Standard Chartered Bank, London.
W: Then we shall try to find another bank to have our letter or credit advised.
Q: What do we learn from the conversation?
(18)
A.Standard Chartered Bank, London is one of our correspondent banks.
B.We can advise this L/C through Standard Chartered Bank, London.
C.We will send the advice of the L/C directly to the beneficiary.
D.Another bank will be chosen as the advising bank of this L/C.
第6题:
What will happen if a draft is stamped "accepted" by a bank?
A.The bank will sell it as soon as possible to the buyer.
B.The draft will become money market funds.
C.Dealers will buy it in the domestic market.
D.The draft becomes a banker's acceptance and will be sold in the money market.
第7题:
听力原文:M: I don't know why the man there said he couldn't pay my cheque.
W: Let me see. Yes. You draw your cheque in lead-pencil. It is not recognized in the bank. You should draw it in ink.
Q: What is the woman's suggestion?
(16)
A.Returning the cheque.
B.Drawing the cheque in ink.
C.Drawing the cheque in lead-pencil.
D.Going to the paying bank.
第8题:
听力原文:M: The depositors can earn interest on demand deposits, is that right?
W: Yes, but the rate of interest on demand deposits is generally well below the bank's base rate.
Q: What does the woman imply?
(15)
A.The bank's base rate is fixed.
B.The rate on demand deposits is low.
C.The rate on demand deposits is high.
D.The bank's base rate is floating.
第9题:
On the balance sheet, assets and liabilities are classified as either (61) or long-term to indicate their relative liquidity. Liquidity is a (62) of how quickly an item may be converted to cash. Therefore, (63) is the most liquid asset. Accounts receivable are a (64) liquid asset because the business expects to collect the amount in cash in the near future. (65) are less liquid than accounts receivable, and furniture and buildings are even less so.
(46)
A.short-term
B.current
C.circulating
D.futures
第10题:
听力原文:The bank's foreign exchange department has to keep constant track of the positions in the various currencies.
(7)
A.The bank's foreign exchange department has to record the positions in the various currencies.
B.The hank's foreign exchange department has to record the positions in the various currencies.
C.The bank's foreign branches department has to record the various foreign currency liabilities.
D.The bank's foreign branches department has to record the positions in the various currencies.