A对
B错
第1题:
听力原文:The bank has special obligation to depositors, because it makes profits from their money as well as its own.
(4)
A.The bank makes profits only from its own money.
B.The bank makes profits from not only the deposits but also its own money.
C.The bank has special obligation to make profits.
D.The bank makes profits by having special obligations to depositors.
第2题:
听力原文:A bank or insurance company issues a document to guarantee that exporter will supply the goods or services as the required standard.
(4)
A.A bank or insurance company issues an advance payment bond.
B.A bank or insurance company issues a tender bond.
C.A bank or insurance company issues a maintenance bond.
D.A bank or insurance company issues a performance bond.
第3题:
What will a foreign seller do when he gets the letter of credit from the buyer?
A.He will draw a bill of exchange on the buyer's bank.
B.He will sell it and get money at once.
C.He will make payable on demand.
D.He will authorize the company to make the payment.
第4题:
In the foreign exchange market, which is made up of banks' traders and brokers, prices (61) every minute (62) to supply and demand. For safety's sake, a branch will get a rate from their traders for a big transaction. Therefore the traders give their branches lists of exchange rates (63) they may buy and sell notes and payments in the main currencies.
Whenever a bank in Britain makes a payment in foreign currency, or makes a payment in sterling to a non-resident, the payment has first to (64) under British exchange control regulations. The bank itself can usually authorize the payment after seeing a document such as an invoice to show that the payment is due; but cases (65) borrowing and lending have to be referred to the Bank of England.
(46)
A.alter
B.vary
C.turn
D.convert
第5题:
听力原文:If a remitting bank fails to take proper care in the outward collection, the exporter will soon transfer his account to one which does.
(7)
A.If a remitting bank cannot take proper care in collection, the exporter will do it himself.
B.If a remitting bank cannot fulfill its obligation in collection, the exporter will claim indemnify for it.
C.If a remitting bank cannot take proper care in collection, it will lose a customer.
D.If a remitting bank cannot fulfill its obligation in collection, it will cause loss to the exporter.
第6题:
听力原文: Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.
27. What are banker's acceptances?
28.Who is the drawee of the draft mentioned in the passage?
29.What should be attached to the draft when it is presented for acceptance?
30.How does the bank accept the draft?
(27)
A.They are drafts issued by a bank on another bank.
B.They are a very old form. of commercial credit.
C.They are exchange bills discounted by customers.
D.They are checks cashed through the ATMs.
第7题:
听力原文:The encashing bank forwards the cheque to the drawer's bank for payment and reimbursement.
(5)
A.The paying bank sends the check to the remitting bank for repayment.
B.The remitting bank sends the check to the paying bank for repayment.
C.The collecting bank sends the check to the remitting bank for repayment.
D.The remitting bank sends the check to the collecting bank for repayment.
第8题:
How can the seller receive immediate payment if the draft is made payable on a future date?
A.He can send the draft to the correspondent bank for immediate payment.
B.He can present it to the bank against which it is drawn for payment.
C.He can ask the buyer to pay the money.
D.He can discount the draft at his bank and get money immediately.
第9题:
听力原文:If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately.
(8)
A.The customer should first notify the drawee bank of the loss of his draft.
B.The customer should first notify the drawer bank of the loss of his draft.
C.The customer should first notify the remitting bank of the loss of his draft.
D.The customer should first notify the collecting bank of the loss of his draft.
第10题:
Why is the British bank able to offer its customer a banker's draft drawn in dollar?
A.Its US correspondent bank prefers to make the payment.
B.It will send dollar in cash by airmail.
C.It has a dollar account with another bank in an American city where the beneficiary lives.
D.Its customer has a dollar account with it.