There are approximately 500 () now in operation in the United States.
第1题:
听力原文: When a savings account is opened in a bank, the depositor must sign a deposit agreement. By signing agreement, the depositor agrees to abide by the rules and regulations of the bank. At this time, a passbook may be given to the depositor. This is a small book in which the bank teller enters the date and amount of each deposit or withdrawal and initials the entry. The passbook is to be presented at the bank or mailed to the bank along with a deposit or withdrawal slip each time money is deposited or withdrawn from the account. An alternative practice for depositing or withdrawing money from a savings account is to give the depositor a small register for recording deposits and withdrawals and a pad of deposit withdrawal rotors. This procedure eliminates the use of the passbook.
24. What is the purpose of signing a deposit agreement?
25.What does a depositor do with a passbook?
26.What is the aim of a small register and a pad of deposit withdrawal forms?
(24)
A.To follow the bank's rules and regulations.
B.To have the right to make full use of the bank's facilities.
C.To open an account in the bank.
D.To protect the depositor's interest.
第2题:
There is a river in the valley,fresh flowers _________________.
A、is on the banks
B、were on the banks
C、being on the banks
D、on the banks
第3题:
听力原文:The rate of interest on savings accounts is usually a little lower than that on deposit accounts.
(5)
A.There is a higher rate of interest on deposit account.
B.There is a higher rate of interest on savings account.
C.The rate of interest on deposit accounts is always much higher than that on savings accounts.
D.The rate of interest on deposit accounts is usually much lower than that on savings accounts.
第4题:
第5题:
第6题:
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
(41)
A.receives
B.gets
C.charges
D.pays
第7题:
A seaman may have all or part of his wages deposited by allotment to a bank or savings institution. Which of the following is NOT a requirement for this type of allotment?
A.The account must be either a checking or savings account
B.The institution must be insured by the FSLIC or FDIC
C.The account must be opened by the seaman and maintained in the seaman's name
D.All of the above are requirements
第8题:
听力原文:They specialize in long-term savings accounts and usually lend money for mortgages.
(5)
A.They usually hold savings accounts.
B.They have current accounts.
C.They specialize in long-term savings accounts and mortgages.
D.They deal in short-term savings accounts.
第9题:
第10题: