The term-loan agreement specifies a draw-down period of, say, up to two years, during which the funds must be used by the borrower; otherwise the borrower is not allowed to draw down any unused credit.
A．Right
B．Wrong
C．Doesn't say
第1题：
The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.
A．Right
B．Wrong
C．Doesn't say
第2题：
Security is required on loans so that ______.
A．the lending bank can enjoy higher interest receipts from the loan
B．the borrower is more willing to pay back the money
C．the funds borrowed will be repaid within a shorter period of time
D．more prime borrowers are attracted
第3题：
which must work for years (96) any external power sourc
A.with
B.without
C.as
D.than
第4题：
The borrower may draw the funds from the credit aggregates within the time limit for expanding their operations.
A．Right
B．Wrong
C．Doesn't say
第5题：
Apart from borrowing from hanks, a firm or an individual can obtain funds in a financial market in two ways. The most common method is to issue a (61) , such as a bond or a mortgage, which is a (62) by the borrower to pay the holder of it at (63) until a specified date, when a final payment is made. The (64) of it is the time of expiration date. The second method of raising funds is by issuing (65) , such as common stock, which are claims to share in the net income and the assets of a business.
(46)
A．debt instrument
B．letter of credit
C．letter of guarantee
D．certificate of deposit
第6题：
According to the passage, which of the following about the borrower's financial weakness is false?
A．Past record of repayment.
B．Low profitability.
C．Poor management.
D．Heavy obligations to creditors.
第7题：
According to the passage, unsecured loans are granted on the basis of ______.
A．the borrower's financial condition
B．the guarantor's financial condition
C．the guarantor's past record of repayment
D．the borrower's pledged assets
第8题：
I must say that I have never heard, from any Western pacifist, an honest answer to this question, though I have heard plenty of evasions, usually of the “you’re another” type.
本题考核知识点：插入语、后置定语的翻译
该句的主干是I must say，后面是that引导的宾语从句。宾语从句是一个主从复合句。主句是I have never heard an honest answer，其谓语和宾语之间插入了一个状语成分，翻译时可放在句首或谓语之前，译为“从任何一个西方和平主义者那里我从未听说过”或“我从未从任何一个西方和平主义者那里听说过”。though引导转折状语从句，其中介词短语of...做后置定语，修饰宾语evasions，可译为前置定语，也可另起一句。
词汇：evasion意为“躲避，逃避；借口，托词”，根据上下文可活译为“躲闪之词”、“逃避的说法”等。
翻译：我必须说，我从未从任何一个西方和平主义者那里听到过对该问题的诚实的答复，但是却听大了大量的躲闪之词，通常都是“你是另外一回事”之类的回答。
第9题：
The PBC can exercise examination of a commercial bank at any time.
A．Right
B．Wrong
C．Doesn't say
第10题：
A revolving credit commitment gives the borrower assurances of the availability of funds over unexpected period of tight credit in future years.
A．Right
B．Wrong
C．Doesn't say